United Quest Card evaluate: Full particulars

The United Quest℠ Card is a wonderful selection for people who fly United Airways incessantly and may benefit from advantages like free checked baggage on United flights, precedence boarding and an inflight low cost. This card is a strong selection for many who frequent United and may preserve observe of advantages to maximise card membership. Card Ranking*: ⭐⭐⭐⭐

*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The United Quest Card is the right “in-between” card for frequent United vacationers. It presents extra perks than the United℠ Explorer Card and a decrease annual price than the premium United Membership℠ Card.

The cardboard just lately underwent an overhaul, including a number of new perks, altering just a few others and rising the annual price to $350. Whereas this might sound like a damaging change, the brand new credit can simply offset this price in case you discover worth in them. The important thing right here is remembering to make the most of them on a month-by-month or annual foundation.

The advisable credit score rating for the United Quest Card is a minimum of 670. Nevertheless, it could be attainable to get authorized with a decrease rating.

This is what you must know in regards to the United Quest Card to resolve if it is the fitting match for you.

For a restricted time, new United Quest Card holders can earn 90,000 United MileagePlus miles and 500 Premier qualifying factors after spending $4,000 on qualifying purchases within the first three months from account opening.

In response to TPG’s March 2025 valuations, United miles are price 1.35 cents every, making this supply price $1,215.

This supply is the highest supply we have seen on the cardboard in over three years.

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Notice that this supply shouldn’t be accessible to present or earlier cardmembers who acquired a brand new bonus inside the previous 24 months, and Chase’s 5/24 rule applies.

Associated: The last word information to incomes elite standing with United playing cards

The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Membership entry that comes with the top-tier United Membership Card.

Listed here are a number of the prime perks.

TravelBank money

With this card, you may earn $200 in TravelBank money every account anniversary 12 months. TravelBank is a web based account the place United flyers can sustain with flight credit and extra to fund purchases with the service.

This credit score wipes out greater than half of the cardboard’s $350 annual price.

Low cost on award redemptions

You will obtain one 10,000-mile low cost after your first cardmember anniversary.

As of March 2025, TPG values the ten,000-mile credit score at $135.

It’s also possible to earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar 12 months.

On prime of these perks, United Quest cardholders get pleasure from:

• Free checked baggage: First and second baggage for the cardholder and a companion on the identical reservation*
• Inflight low cost: 25% again on United inflight purchases
• Lodge credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by way of Famend Accommodations and Resorts every account anniversary 12 months
• JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary 12 months
• PQP increase: A 1,000-PQP increase is utilized every year (this may seem in your MileagePlus account between February and April, starting in 2026)
• PQP earnings: Earn as much as 18,000 PQPs per calendar 12 months (1 PQP for each $20 you spend on purchases will be utilized towards your Premier standing qualification, as much as the Premier 1K degree; the edge on this perk was doubled within the card’s current overhaul)
• Precedence boarding
• Rental automobile credit score: As much as $40 every for the primary two Avis or Finances automobile leases booked by way of United Vehicles every account anniversary 12 months
• Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
• Journey-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing providers, plus a bonus of $4 (for a complete of $12) in December
• TSA PreCheck/International Entry credit score: As much as $120 each 4 years
• Journey and buy protections

*You need to use your Quest Card to pay in your ticket to test your baggage totally free — together with the taxes and charges you pay if you e book award tickets with miles.

Additionally, in case you spend $40,000 on the cardboard in a calendar 12 months, you may obtain two international Financial system Plus seat upgrades.

This has change into a laundry listing of credit overlaying every part from grocery supply to rental automobiles and resort reservations, but it surely additionally helps outweigh the United Quest Card’s greater annual price.

A few of these perks will likely be simpler to make use of than others. As an illustration, in case you do not frequent Avis or Finances for automobile leases or see your self reserving with JSX, these advantages could possibly be more durable to maximise. Others, just like the Instacart credit and the resort profit, could possibly be extra precious for cardholders.

On the whole, in case you fly United usually, you may respect the credit and free checked baggage this card presents. And in case you’re chasing United standing, the additional PQPs this card earns will fast-track your progress.

Associated: Airline baggage charges: How a lot it prices to test a bag on main US airways

On prime of United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you may earn:

• 8 miles per greenback spent on United flights
• 5 miles per greenback spent on resort stays booked by way of Famend Accommodations and Resorts
• 3 miles per greenback spent on all different United purchases
• 2 miles per greenback spent on different journey purchases
• 2 miles per greenback spent on eating and choose streaming purchases
• 1 mile per greenback spent on all different purchases

The United Quest Card earns bonus miles on common journey and eating purchases, in addition to on United spending. Nonetheless, you may discover comparable or higher earnings for these classes on different journey playing cards.

Associated: The perfect bank cards to make use of for United flights

You should utilize your United MileagePlus miles to e book flights on United or its companions like Air Canada, Lufthansa and Singapore Airways. Amongst your choices are reserving home routes on United for as little as 5,000 miles and utilizing a bigger chunk of miles to fly enterprise class to Asia on All Nippon Airways.

Should you can make the most of United’s distinctive Excursionist Perk, you may get much more worth out of your MileagePlus miles.

It’s also possible to redeem your miles for nonflight objects, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automobile leases and resort stays.

Moreover, you possibly can switch your miles to Marriott Bonvoy, however you may get a decrease worth out of your miles with any of those choices than you’d in case you used them to e book flights.

Andrea Rotondo, TPG’s director of content material operations, just lately redeemed 6,000 United miles for a one-way economic system flight between Frankfurt and Vienna.

Low-cost mile redemptions aren’t simply restricted to home flights; you can even safe implausible offers on worldwide journeys. Rachel Craft, a factors and miles author at TPG, redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have ordinarily value her round $9,000 if she paid with money.

Associated: Methods to redeem miles with the United MileagePlus program

If you would like extra United perks or cannot justify the annual price on the United Quest Card, one in all these playing cards could also be a greater match:

• If you would like United Membership entry: The United Membership Card presents much more United advantages. It has a better annual price of $695, however the United Membership membership is price as much as $750, so this one perk justifies the cardboard’s annual price. The cardboard additionally comes with greater incomes charges on United purchases. To study extra, take a look at our full evaluate of the United Membership Card.
• If you would like extra versatile rewards: The Chase Sapphire Most well-liked® Card has comparable bonus classes and means that you can switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual price of $95. To study extra, take a look at our full evaluate of the Chase Sapphire Most well-liked.
• If you would like United advantages for a decrease annual price: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is cheaper to carry, coming with a $0 introductory annual price for the primary 12 months, then $150 afterward. To study extra, take a look at our full evaluate of the United Explorer Card.

For extra choices, browse our full lists of greatest airline bank cards and greatest journey bank cards.

Associated: United Quest vs. United Membership: Greater is healthier

The United Quest Card presents a number of advantages for United vacationers and a number of journey perks to make the most of every year. Should you’re a frequent United flyer keen to maximise this suite of advantages, this card could possibly be an incredible selection for you.

That being stated, anybody wanting complimentary airport lounge entry or extra versatile rewards may select a distinct route.

Apply right here: United Quest Card